Georgetown Kraft Credit Union
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Youth+Debit Card=Smarter Future

 Teaching your school-age kids how to be responsible with their money is an important lesson that will carry them throughout their lives. GKCU offers student savings (age 15+) & checking (age 16+) complete with debit card for learning how to save and spend wisely and within a budget. With more teenagers earning more money (either through part time jobs or allowances) it is important for them to understand at an earlier age the importance of saving and where they can go to help them with their financial needs. Building a strong knowledge of financial products and services will help them be better consumers and more fiscally responsible when it comes time to borrow money later in life.

For more information, ask a GKCU employee.

To learn more about some of the advantages of allowing your child to have a debit card click on link below.

http://nypost.com/2014/10/20/would-you-give-your-child-a-credit-card/



8 Emotions That Affect Your Budget

We are Human afterall. So it is no surprise that we let our emotions sometimes dictate
our spending habits and ultimately our budgets.

But if we identify the real reason we are spending (or in some cases not spending) we may
have a better chance of making smarter financial decisions. The top 8 emotions that affect our
budgets are: Anxiety, Jealousy, Regret, Embarrassment, Sadness, Guilt, Feeling Overwhelmed,
& Overconfidence. To read more on these emotions and how to combat them from our spending
habits, click here




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