Let Freedoms Wave
Freedoms to Choose
Local. Member-Owned.
Financial Services.
For You. By You.
Join Today!
Find Your Boat Legs
New, Preowned or Refinance!
Save .50% off
qualifying boat rate.
5.99%APR (w autopay discount)
Apply Today!
Checking that Sticks!
No Minimum Balances
No Maintenance Fees
Free Instant Issue Debit Card
Overdraft Protection & More
Open Today!
Cut Your Rate
New & New to You
Cars & Boats
Refinance to a
Lower Rate!
Stop by or Apply Online
Oh Where You'll Go!
Back to School Shopping
VISA Credit Cards
Fixed 10.5%APR
with CU Rewards!
Today’s Featured Rates
Rates accurate as of May 26, 2026
Make Car Loans
AS LOW AS
4.99%
APR* with Auto-Pay discount
Credit Cards
AS LOW AS
10.5%
APR*
HELOCs
AS LOW AS
4.99%
APR*
Boat Loans
AS LOW AS
5.99%
APR* with auto pay discount
Why Do I Need to Join?
GKCU is a community-chartered credit union that proudly serves the residents throughout Georgetown and Williamsburg Counties.
