GKCU Checking Accounts
GKCU checking accounts give you access to your money for what you need every day. From paying bills to putting gas in the car and food on the table, you need the purchasing power to buy these everyday items. Accounts are federally insured by the NCUA up to $250,000 and you receive dividends and statements monthly. (Dividends are based on account balances). After you open your GKCU checking account, you’ll wonder why you did not open it sooner.
Checking accounts can be opened by an individual of 15 or older. If under age 15, an adult must be joint on the account. Benefits with your account:
No Minimum Balance Requirements
No monthly maintenance, per check, debit card or service fees
Free Instant Issue Debit Card
Variety of check and debit card designs
ATM access – (5) GKCU branches
Shared Branching locations (click to search)
Free Online Teller (enroll from home page)
Free Mobile Money App {Apple Download} / {Google Play Download}
Remote Deposit for Checks (Endorse with signature “For Remote Deposit Only at GKCU”)
Direct Deposit & Automatic Payments
Overdraft Protection / Courtesy Pay (subject to credit approval; must be 18 & older)
Card Hub: giving you the on/off power for your debit card. (Enroll via Online Services)
Routing Number: 253279099
Kraft Classic Premium Checking
With age comes wisdom… and rewards! You’ve worked hard for your money and you deserve some extra creditwhen it comes your checking account. With GKCU’s Kraft Classic premium checking, members ages 60 years and older, can receive additional benefits with your checking account. If you’re ready to get your rewards, ask when you are in a GKCU branch about going Classic.
Free box of checks (one per year)
Free mailed statements (on all accounts)
Free cashiers’ checks (1/month)
Free fax & photocopies
Discounts on safe deposit boxes
Money Market Accounts
Want the convenience of a checking with the higher rate of a savings? A GKCU Money Market account might the best option for you. Tiered accounts (based on account balances) earn you more on dividends with less restrictions on withdrawals. Accounts must be maintained with $1000 and are federally insured up to $250,000 by NCUA. Ask about opening one today.