GKCU Savings Accounts
At GKCU, you mean more to us than just an account number. You are a valued member who entrusts with us your hard-earned savings. You are an equal owner with a collective voice in the elections and annual review of operations. You are a partner in this unique financial cooperative who deserves our best in products, services, rates, security and communication.
Your savings account represents your one share of ownership in GKCU. Maintaining the membership’s minimum balance affords you the opportunity to use any of our financial services. Deposits can be made at any branch or via direct deposit or auto-transfer. You earn dividends monthly and all savings accounts are federally insured by the NCUA up to $250,000 to help keep your investment secure. Access to your account is easy with our online services and your monthly statements either mailed* or sent electronically. (*monthly fee)
Helping you save is our fundamental foundation and we offer a variety of account types to help you achieve your savings goals including:
Savings (ages 15+)
Club Savings: Vacation and Holiday
Kids Club
To open additional specific savings accounts, or to enroll for our online services, stop by any branch or online.
Second Memberships
Once your primary savings account is established, you can open additional savings accounts for other savings goals. Just ask when you are at any GKCU branch or open online.
Joint Owners
Joint owners can be added at any time to give them access to designated accounts. When you add a joint owner, he/she will also have rights of survivorship to the account(s). Please know that joint owners are not considered members on their own, therefore not entitled to membership benefits on their own. We welcome him/her to open their own savings so they too can enjoy all the services available to them. Joint owners must be present to either be added or removed from the account(s).