Member Newsletter -November 2025
Stuffing or Dressing?
The holidays are a time for traditions. While some traditions can evolve, some family choices are non-negotiable, year to year and generation to generation. Is it turkey or ham, macaroni and cheese or mashed potatoes, and most decidedly, stuffing or dressing? Every family has their 'go-to' menu items that give them comfort, knowing precisely what they will taste like and how they will fill them up.
We view being your local financial partner as a holiday tradition. We value your relationship with us like family gathered around the table sharing goals, dreams, challenges, and even defeats. There is encouragement and advice, even sometimes the hard words no one wants to hear. There are moments of cheers for success and dreams coming true. Most of all, there is comfort knowing precisely who you are doing business with and that we are here to sustain you and your future through savings and borrowing needs.
And yes, even sometimes we can spice things up and evolve to offer you what you need. We encourage you to stop by and see what we have to offer, so we can make sure we are serving up savings in all the ways your plate can hold. Share us with your friends. Tell us how we can continue to add ingredients that will meet your ever-changing financial palate. Most of all, keep us at the financial table—year after year, generation after generation. We are thankful for the families we were started for and give thanks to the families we continue to serve today.
We look forward to years of traditions with you. Happy Holidays from GKCU!
Never Outgrow the Magic
We can recall that one memorable gift. Whether it was what you had asked for or one that was a complete surprise, it made your holidays brighter than ever before. Although we may have outgrown sitting on Santa's knee, we still have those gifts that make our holidays memorable.
Toys: Holidays are a great time to treat your family to a new car, boat, or outdoor vehicle (ATV/camper/golf cart). With a great selection of inventory and rates remaining steady, it is a great time to find the perfect gift for the whole family to enjoy.
Wish Lists: While they are not as exciting as a new car under a big bow, many families use the holidays to mark off their wish lists. New furniture, new appliances, or even home repairs/remodels are on Santa's list, and fixed-rate credit cards can help with them.
For the ones who have everything: Adulting isn't always fun, so a gift of everyday essentials could brighten someone's holidays. A basket filled with laundry items, a bag filled with bathroom necessities, or a box filled with family favorites can be great ideas for making a lasting holiday memory.
Sometimes the best gifts are the ones with no assembly required or batteries not included; it's the ones that fill a need from the heart.
*Pre-approvals are a great way to know your budget when searching for cars, boats, etc.
*Online searches can help to know what inventory is available, list prices, and types of add-ons that are available with specific models.
*Fixed-rate credit cards are a great way to build credit; set up auto-payments to avoid late fees and pay more than minimum balance when you can.
*Consolidate higher-interest rate credit cards to pay off faster with convenience of one bill.
Check Out Convenience
You've got your lists and places to go. Running around from store to store can be a hassle that can drain your holiday energy and your wallet. When it comes to holiday shopping, you want to have flexibility and convenience, along with quick access.
Making lists helps keep buying on task, but have you thought about assigning a payment method to those lists too? Such as, grocery shopping on the debit card while gift purchases for family on a credit card to earn points (and help keep gifts a secret from their recipients). Have cash on hand for dining out, holiday donations, or friend/office gifts. (It is also great for kids to have for buying teacher and friend gifts too).
Setting up a digital wallet can help with online purchases too. It offers a safer, faster way for check-out by storing your payment method in an encrypting format.
Finally, be sure to let us know if you will be making purchases outside your your normal spending limits (i.e. larger purchases). If you are going to be out of town, be sure to set up travel alerts via online banking or calling the credit union. Both will help avoid unnecessary holds due to suspicious activity.
For more information or to open an account, stop by any GKCU or click on the online link.
Turkeys are not the only thing that need some stuffing!
Feel Stuffed This Holiday!
Stop by to get some holiday green.
Skip a Pay - Forms Due by November 26
Holiday Loans -Apply Nov. 1 - Dec. 24.
Fixed-Rate VISA Credit Cards
(Skip a Pay processing fee of $35/loan skipped; not all loans available for skipped payments. Holiday Loans up to $2000 for 12 months at 11% APR. All loan are subject to individual credit approval. See GKCU for details.)
A month of appreciation: to our great teller staff who do AMAZING work for you every day; to our members for your trust in us to handle your financial needs; to our community for supporting our book drive to help Miss Ruby's Kids. So much to be thankful for during this month of Thanksgiving.
