Member Newsletter -February 2025
All Aboard! Full Steam Ahead.
In 1830, the first regularly scheduled passenger steam train service began right here in South Carolina. This evolution in transportation helped citizens go, see, and do more than they had ever done before. They could experience distinguishing cultures and varying landscapes. They could pack a bag and, within a week, go from the Atlantic to the Pacific. For us, in an age of frequent flyer miles, drones, and self-driving cars, it is hard to fathom it would take that long. However, that innovation was groundbreaking and propelled the growth of new technology to make our lives what they are today. As we embark on our 73rd year of operation, GKCU is proud to remain deeply connected to our roots of democratic operations and people helping people philosophy; however, we, too, must move forward to remain relevant, competitive, and reliable. That means we rely on you, our members, to join us for this journey and trust that we can get you to your financial destinations with sound advice, affordable products, and smart savings. We must keep on track to deliver competitive rates, so your hard-earned dollars make your relationship with us beneficial and economical. Finally, we must upgrade technology to keep your personal information secure and protected. Fast forward 200 years from now. Fast forward 200 years from now. How different will it look? Will they look back on how we did things as innovative and groundbreaking? Climb aboard, and let's get that train rolling down the tracks now! All Aboard! ~ GKCU
Tax Prepped
With GKCU and Love My Credit Union Rewards, you do not have to dread the upcoming tax filing time. Tax filing can often feel overwhelming, but we're here to support you every step of the way! The convenience of online filing saves you time and simplifies the process—allowing you to file from the comfort of your home. For more complex filings, consider working with a local tax expert to assist with tax laws and updates. To ensure you feel prepared, gather all necessary documents in advance, even utilizing tax preparation software for efficiency, and keep track of any deductions or credits that may apply to your situation. Report all types of income, including items sold online, investments, and part-time or seasonal work. Errors and omissions on tax forms can lead to follow-up by the IRS or slow down processing. Filing online can also get your refund faster with direct deposit. For account information, remember to input 10 digits for your savings account (member number plus 00) or 12 digits for your checking account (found at the bottom of your checks beginning with 4200).
We believe that informed members make the best financial decisions, and we're committed to providing you with the tools and resources you need for a successful tax season.
Checking Time
You go throughout your day: grabbing coffee at the local barista, filling up your car with gas, paying the water bill online, picking up the dry cleaning, and taking your spouse out for a nice dinner, all with the swipe of a card and on your way. The convenience of a GKCU checking account keeps life moving along. But do you keep that account in check every day? Keep up with account balances to ensure your money is there with every swipe of a card. Right down every deposit and expense in your checking register (with a running total) and stay connected via online and mobile services. Balances may alter with pending transactions, so take every check or debit card purchase into account when making purchases. Your debit card has daily limits to protect it from fraudulent activity. If you are going to exceed the $2500 limit in a day, notify a branch for an account exception. Finally, keep up with your debit card. Replacing them can be expensive and timeconsuming if you change auto-draft information frequently. Enroll for CardHub via our Mobile App to control purchase amounts, locations, travel alerts, and even on/off options. Stop by a branch or open a checking account online today!
Your Ticket To Ride!
GKCU Annual Membership Meeting
February 18, 2025 at 6pm
Winyah Auditorium
2024 Review, Elections, & Conversion Update
(Pre-register in lobby Feb. 5-11 or attend that night). (*must be in good standing to vote).
Snow in the South
Like you, GKCU enjoyed the snowy mix in January! How did you have fun in this rare event?